One or more photo(s) has been virtually staged. USDA, FHA, VA Eligible!! Welcome to Oak Creek, a desirable and established community in Wesley Chapel where the HOA is $100 PER YEAR. Yep, you read right, this charming 3-bedroom, 2-bathroom home boasts a spacious 1810 square feet with a split modern open floor plan and is a perfect fit for those looking to receive the many benefits and amenities of a master planned community without the high monthly cost. Enjoy the serenity of the tree-lined streets and the quiet outdoor space which features an extended screened-in patio with POND views and where nature comes to life, perfect for relaxing or entertaining guests. The vaulted ceilings and abundant windows allow for natural light to flow freely throughout the oversized dining and living room spaces. The primary suite is separate from the secondary rooms and offers a complete ensuite bathroom with walk-in shower, dual vanity, soaking tub and large walk-in closet. The large kitchen is complete with an abundance of cabinets, plenty of counter space, a large pantry, and newer appliances…whirlpool microwave (2022), whirlpool refrigerator (2020). Additional upgrades include a newer water heater installed (2021), AC with Fresh-Aire UV Germicidal UV Light System (2016), and patio rescreen (2024). Ceiling fans and window coverings are throughout to keep utility costs down. This home is ready for you to create and customize the perfect living space. The Oak Creek CDD community offers many amenities, including a community pool, 2 picnic pavilions, a dog park, a covered playground, walking trails with a boardwalk, and a basketball court. Take advantage of the convenient location near three shopping malls (Wiregrass, The KRATE, and Tampa Premium Outlets / Costco), restaurants, Busch Gardens, Adventure Island, AdventHealth Hockey and Ice Rink, schools, universities, and state of the art hospitals. Looking for more fun, the Oak Creek community is minutes from Epperson and Mirada Lagoons and about an hour drive to Disney, Universal, SeaWorld and Legoland and let's not forget the top-rated beaches along the Gulf Coast. Working downtown or at MacDill AFB, no problem, factor a 45-50 min commute. Don't miss out on this amazing opportunity to own your own piece of paradise in Wesley Chapel! Contact us today for a viewing.